Terms of Use

By using this website, you agree to these terms. If you do not agree, please discontinue use.

General information notice

All material is published for general informational purposes only and should not be interpreted as guaranteed personal outcomes.

Permitted use

• personal and internal reference;
• non-deceptive citation with attribution;
• lawful, non-abusive interaction with forms and content.

Restrictions

Automated abuse, unauthorized extraction of personal data, and interference with service availability are prohibited.

Liability limitation

To the extent permitted by law, we are not liable for losses resulting from reliance on general website content without independent evaluation.

Governing law

These terms are governed by the laws applicable in England and Wales unless mandatory local law states otherwise.

Consumer information

Nothing in these terms limits statutory rights available to consumers under applicable UK law.